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OUR PRODUCTS & SERVICES

ANGSL offers a mix of Savings, Loans, Fixed Term Deposit and Medical & Life Insurance Scheme products. Our members also benefit on discount from selected retail and medical outlets.

PERSONAL SAVINGS

• Minimum of K5 fortnightly
• Compulsory Savings Account
• No withdrawals permitted
• 2% interest paid annually

ON CALL SAVINGS

• Minimum of K10 fortnightly
• Optional Savings Account
• Transactional Account
• Minimum balance of K50.00
• 1.5% interest paid annually

CHRISTMAS SAVINGS

• Minimum of K10 fortnightly
• Optional Savings Account used
   as security to loans
• Withdrawals permitted in
   November and December
• Minimum balance of K50.00
• 2% interest paid annually

SCHOOL FEE SAVINGS

• Minimum of K10 fortnightly
• Optional Savings Account used
   as security to loans
• Withdrawals permitted and paid
  directly to educational institutions
• 2.75% interest paid annually

LIFE & MEDICAL

• Minimum of K36 fortnightly
• Provides Life & Medical cover
• No withdrawals permitted
• Premium paid direct to
   Insurer

PIKININI SAVINGS

• Minimum of K5 fortnightly
• Optional Savings Account
• Open only during parents
   membership term
• 1.5% interest paid annually

HOUSING SAVINGS

• Minimum of K10 fortnightly
• Optional Savings Account
• Withdrawals permitted and
   paid directly to supplier of
   housing and building
   materials
• 3% interest paid annually

LOANS

12% per annum. Interest rate is charged a 1% per calendar month on the unpaid or reducing balance of the existing loan. Members can generally borrow against their savings (ration 1:1.5) whilst School Fees, Medical and Emergency loans can be considered on unsecured basis (ration of 1:2).

FIXED TERM DEPOSIT

• Three (3) Months @ 4.00%
• Six (6) Months @ 4.50%
• Optional Account
• Minimum deposit K500
• Maximum deposit K100,000
• Withdraw on maturity date
• Direct Deposit

DOWNLOADABLE FORMS

MEMBERSHIP APPLICATION

To join ANGSL, download the Membership Application form. Complete the form together with an Irrevocable Deduction Authority and deliver to our Head Office.

IRREVOCABLE DEDUCTION AUTHORITY

To download the Irrevocable Deduction Authority form click download below




LOAN/ADVANCE APPLICATION & AGREEMENT

To download the Loan Application form click download below





TERM DEPOSIT APPLICATION

To download the Term Deposit application form click download below





SAVINGS WITHDRAWAL FORM

To download the Savings Withdrawal form click download below.
This form must be printed in colour



MEMBERSHIP DISCOUNT BENEFITS